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Game Rules

Premium Multihand Blackjack

The main objective of playing Premium Multi-Hand Blackjack is to beat the dealer’s score. You can play up to five hands simultaneously, with each individually judged against the dealer’s hand. This online blackjack game also offers you the chance to play Perfect Pair and 21+3 Side Bets.

Game Rules:

Standard blackjack rules apply. The dealer must draw to 17 and hit on 16 or below.

Six decks of cards are used and shuffled after each round.

Getting Started:

  • Choose your game limits when the game has loaded for the first time.
  • Click on a chip from the selection on the bottom left of the screen and place it on one of the betting circles on the table. You can place multiple chips of different values in different betting circles if you wish.
  • Remove individual chips by clicking Undo. Remove all chips by clicking Clear Bets.
  • Select Double if you wish to instantly double all bets on the table.

Note: Placing a chip in more than one betting circle will play an extra hand.

How to Play:

  • Press Deal when you have made your betting selections.

Two cards will be dealt to every hand you have played. The dealer will also receive two cards, one face down and one face up.

  • Choose Hit, Stand or Double as required.
    • Hit = receive another card.
    • Stand = play out the hand with the current cards.
    • Double = double the bet and receive one further card to your hand.

When you have finished playing your hand, the dealer will make their play.

  • If you have gone bust (exceeded 21), the dealer will automatically win.
  • If you beat the dealer’s score, you will be paid evens on your bet.
  • If the dealer beats your score, you will lose your bet.
  • If the scores are tied, a push is declared and your stake is returned.
  • If you have Blackjack (21 in two cards, e.g. Ace + 10, J, Q or K), you will be paid 3 to 2 on your bet unless the dealer also has Blackjack, which will result in a tie.

When the game has concluded, you will be given the following options:

  • Rebet = place the same bets as the previous round. You will be given the opportunity to adjust the bets if you wish.
  • Rebet & Deal = place the same bets as the previous round, confirm and deal the cards.
  • Double & Deal = double the bets of the previous round, confirm and deal the cards.

Multi-Hand Format:

You can play up to five individual hands for each round. To do this, simply place chips in more than one of the betting circles.

Each hand is judged independently against the dealer and is treated as an individual game. Winnings will be awarded individually for each hand that is played.


If both your initial cards have the same value you will be given the option to Split. This will split the hand in two, with both being played out as separate games.

Note: splitting a hand will cost an extra bet equal to your initial bet.


If the dealer’s first card is an Ace, you will be offered Insurance.

Insurance is a side bet on the prospect of the dealer having blackjack. Insurance will cost half of your initial stake and pay out at 2:1.

If you are playing Multi-Hand, you will be offered Insurance for each individual hand. In addition, a message will appear on screen asking if you wish to accept or decline insurance for every hand being played.

The Insurance bet will lose if the dealer does not have blackjack.

Perfect Pair:

Perfect Pair is a side bet that can be made on either you or the dealer having a pair in the first two cards.

To play, place a chip on the Player Pair section beside the betting circle in your hand. To bet on the dealer having a pair, place a chip in the Dealer Pair section on the top right of the screen.

The game is independent from the main game. You can win the side bet and lose the main game and vice versa.

The payout for winning the Perfect Pair side bet depends on the cards. This is shown in the table below:




Perfect Pair

Two cards of the same value and suit. For example, 2 X King of Diamonds.

25 to 1


Two cards of the same value and colour. For example, 1 King of Hearts and 1 King of Diamonds.

12 to 1


Two cards of the same vale, but different colours. For example, 1 King of Clubs and 1 King of Diamonds.

6 to 1

Please note:

  • The payouts are the same for Dealer Pair and Player Pair.
  • The Perfect Pair side bet for Player Pair will be judged after the first two cards have been dealt, i.e. before the main game is completed. The side bet for Dealer Pair will be judged after the main game has been completed, i.e. when the dealer reveals their second card.
  • You must place a bet on the main game to play Perfect Pair.
  • If using Multi-Hand, each Perfect Pair side bet will be judged individually.

21+3 Side Bet:

The 21+3 Side Bet is a wager on making a poker-style hand from your two initial cards and the dealer’s first (showing) card.

Just like Perfect Pair side bets, the outcome of the wager is completely independent from the main game. However, you must place a bet in the main game to play the side bet.

To place a 21+3 Side Bet, place a chip in any of the sections beside the betting circles that you are betting on.

You will win the 21+3 Side Bet if your two cards + the dealer’s first card make up a flush, three of a kind, straight, straight flush or suited three of a kind.

The payouts for the 21+3 Side Bet are displayed in the table below:

Winning Hand




3 of Hearts, J of Hearts and Ace of Hearts.

5 to 1


10, Jack, Queen (any combination of suits).

10 to 1

Three of a Kind

Three 7s (any combination of suits).

30 to 1

Straight Flush

5 of Diamonds, 6 of Diamonds and 7 of Diamonds.

40 to 1

Suited Three of a Kind

Three Queens (all Clubs etc.)

100 to 1

Please note:

  • The 21+3 Side Bet is judged when the cards are initially dealt.
  • Each side bet is judged in turn when playing Multi-Hand Blackjack.

10-Card Charlie:

It is possible in blackjack to draw 10 cards in a single hand without exceeding 21. This is called 10 Card Charlie. If it occurs, you will automatically win the hand providing that the dealer does not have blackjack.

Other Rules:

  • If two Aces are split, only one further card can be drawn to each hand.
  • If double is used on a hand and the dealer’s face up card is an Ace, you will lose the complete stake on the hand if the dealer gets blackjack. If the dealer is showing a 10 (J, Q, K) and double is played, you will only lose half the stake if the dealer gets blackjack, i.e. the extra bet is returned.
  • If an Ace + 10, J, Q or K is played in a split hand it is considered 21 and not blackjack. You will be paid evens for the winning bet.
  • Blackjack will beat a score of 21 not made up through blackjack.

Return to Player:

The theoretical Return to Player (RTP) for the 21+3 Side Bet is 95.38%. The RTP for the Perfect Pair Side Bet is 93.89%.


Below are descriptions of the functions of the buttons that appear on screen throughout the game round:

Deal – deals the cards/confirms bets.

Double – doubles all chip placed on the table.

Undo – removes the chip that was last placed on the table.

Clear Bets – removes all placed chips from the table.

Hit – deals another card to your hand.

Stand – plays out the hand with the current cards.

Double – doubles the bet and deals one final card to the hand.

Split – splits the hand in two to play out the round with two separate hands.

Rebet – places the same bets on the table as the previous round.

Rebet & Deal – places the same bets as the previous round, confirms and deals the cards.

Double & Deal – doubles the bets of the previous round, confirms and deals the cards.

Accept – places the Insurance bet, equal to half your initial bet.

Decline – declines to place the Insurance bet.

Apply to All – applies the Insurance bet decision to all hands (Multi-Hand games only).

Casino Toolbar:

You will find information relating to your account and tools that can be used to make adjustments to the game on the Casino Toolbar. Descriptions of these items are found below:

Game Balance – provides a current reading of your account balance.

Cashier – select to access a range of banking options. You can make deposits and withdrawals through the Cashier, or access banking history options.

Play for Real Money – press to play Premium Multi-Hand Blackjack for real money at William Hill Casino. The button will only appear on the Casino Toolbar if you are playing in Fun Mode.

Menu – click the tools icon on the top right of the screen to access these options:

  • History = see a results history for recent rounds.
  • Options = adjust general game settings, such as audio and graphics.
  • Online Support = access William Hill Casino customer service online.
  • Help = open this help page/rules guide.

Close – press to end the game session and return to the William Hill Casino Lobby.

Quick Deposit – choose from your preferred deposit options and add funds to your account. This will allow you to deposit without opening the main banking menu. A quick deposit menu can appear in a pop up window if your balance drops below a particular level.

Gadget Bar – activate gadgets (one or more must be enabled) from the menu on the right of the screen. They can include mini online casino games, which can be played alongside the main game. News on casino promotions and bonus offers from William Hill Casino can also be found on the Gadget Bar.

Note on Disconnections:

If there is a loss of internet connection in the middle of a game round, you will be redirected back to complete the round when you log into the casino again. Previous round results can be accessed via the History Tool. Any winnings achieved will be paid into your casino account balance.

Note on Malfunctions:

A game malfunction will cause all bets to be voided.