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Online Casino Games - Rules Explained


Also Known as Punto Banco!Including BankerPair and PlayerPair

The main goal of playing online baccarat is to obtain a score of 9, or closer to 9 than the dealer. You can bet on the dealer’s hand or your own, with side bets available for pairs. This is a traditional casino game, popular also with players of online blackjack, roulette and poker.

Placing a Bet:

  • Select a chip from by clicking on it with your cursor.
  • Click again on one of the betting options to place the chip as a bet.
  • Press Clear Bets if you wish to remove all chips and start again.
  • Click Deal when you have placed your bets to start the game.

Note: You can bet multiple chips of the same or different values. However, you must stay within the minimum and maximum betting limits shown on the top of the screen.

How to Play:

The aim of the main game is to beat the dealer’s score by getting a hand as close to 9 as possible. You and the dealer will receive two cards initially.

  • Aces are scored as 1.
  • 2-9 are scored at face value.
  • 10, J, Q and K are scored as 0.

Scores are calculated with the final digit of the total of your cards. For example, a hand consisting of a King (0) and a 9 would have a score of 9. A hand consisting of a 6 and an 8 would have a final score of 4, i.e. the ‘4’ from 14.

A third card may be drawn under certain conditions (explained in a later section). In this case, the score is based on the final digit of the sum of all three cards. For example, a hand consisting of 10 (0), Queen (0) and an 8 would have a score of 8.

Betting Options:

The main betting options in baccarat allow you to bet on your hand (Player), the dealer’s hand (Banker) or a Tie hand.  Place a chip on the part of the betting table relevant to your bet. A winning bet will pay as per the Paytable.

  • A winning Player Bet pays evens.
  • A winning Banker Bet pays evens (minus 5% commission).
  • A winning Tie Bet pays 8-1.

Concluding the game:

When the scores have been declared, winning bets will be paid into your balance. You will be offered the following options:

  • New Game = start a new game from scratch.
  • Rebet = start a new game and automatically place the same bets as the previous round.
  • Rebet and Deal = place the same bets as the previous round and immediately deal the cards.

Side Bets:

There are six different side bets that can be made in Baccarat. These are judged independently from the main game:

Side Bet:

Bet on:



The total number of cards drawn is 5 or 6.

0.54 to 1. A £5 bet would return £7.70.


The total number of cards drawn is 4.

1.5 to 1. A £5 bet would return £12.50.

Player Pair

The first two cards drawn to the player hand are a pair. For example, any two 7s.

11 to 1. A £5 bet would return £60.

Perfect Pair

The first two cards drawn to either the banker or player are a suited pair. For example, 2 x King of Diamonds.

25 to 1. A £5 bet would return £130.

Banker Pair

The first two cards drawn to the banker are a pair.

11 to 1. A £5 bet would return £60.

Either Pair

Either the player or the banker draws a pair in the first two cards.

5 to 1. A £5 bet would return £30.

Please note: You can play side bets without making a bet in the main game.

Third card rules:

Baccarat is played with fixed rules for drawing a third card. You or the dealer will draw a third card as per the stipulations in the tables below:


Point Value of Player’s first two cards:

Draw another card:






If the player stands, the dealer will hit on 5 or less. If the player hits, the dealer will draw again based on these rules:

Point Value of Dealer’s first two cards:

Draws another card if Player’s hand totals:

Does not drawn another card if Player’s hand totals:





0-7 & 9




0,1, 8 or 9



0-3 or 8-9



0-5 or 8-9




Please note: if either Player or Banker score total 8 or 9, they will both stand. This rule supersedes all other rules.

Return to Player:

The theoretical RTP (Return to Player) for Baccarat at William Hill Casino is 98.76%.


The following buttons appear on screen and are used to play Baccarat online:

Deal – deals the cards/starts the games.

Clear Bets – removes all chips from the betting table.

New Game – starts a new game after a round has finished.

Rebet – places the same bets as the previous round.

Rebet and Deal – places the same bets as the previous round and deals the cards.

Shortcut Keys:

It is possible to play baccarat using your computer keyboard:

Tab – moves across and highlights the buttons on screen.

Enter – selects the button that is currently highlighted (works like clicking on it).

Spacebar – starts a new round. Click again to Rebet.

Number Keys – selects chips. Each number will correspond to a different chip. The amount of active number keys depends on your betting (VIP) level.

Esc – ends the current session and returns to the casino lobby.

Casino Toolbar:

General tools and displays are found on the upper and lower edges of the screen. Descriptions are provided below:

Game Balance – shows the current balance in your William Hill Casino account.

Cashier – click to launch the main banking menu. The Cashier can be used to make deposits and withdrawals, or to view your transaction history.

Play for Real Money – press to play Baccarat online for real money. This is only applicable if you are not already playing a real money game.

Menu – click the tools icon to access these further options:

  • History = see the results of previous rounds.
  • Options = adjust general settings, including graphics, sounds and speeds.
  • Help = launch this rules guide.
  • Online Support = chat to online customer service.

Close – press to end the current game session and go back to the casino lobby.

Quick Deposit – add funds to your account using your preferred deposit methods. A list of quick deposit options can appear in a pop up window (once only each session) if your balance runs low.

Gadget Bar – choose a gadget (if at least one is enabled) from the menu on the right-hand side of the screen. Gadgets can include mini casino games, which can be played at the same time as Baccarat. You may also find info on casino bonuses and promotions from William Hill.

Note on Disconnections:

The round will be completed if you lose internet connection when playing Baccarat. You can view the outcome by accessing the History Tool when you log into the casino again. In all cases, winnings will still be paid into your balance.

Note on Malfunctions:

A malfunction during a game voids all bets.

How to play casino games

Here's a rundown of some of our most popular online casino games, including how to play them, and which offers the highest payouts.

Online slots

Online slots are played more than any other online casino games. They’re relatively simple to play, which makes them a great option for beginners. Slots can also offer large payouts, particularly for a jackpot win.

Playing slots online is very straightforward. The simplest form of online slots are three-reel slots, which are based on the traditional fruit machines you may have seen in arcades. In these slots, you’ll see three columns and three rows of symbols, with the middle row being the payline. You place your bet and spin the reel, and if you get a winning combination, you win the amount stated on the paytable.

There are many other kinds of slots online available at William Hill Canada, such as five-reel slots and video slots, but they essentially work in the same way. While the odds of winning at slots are slimmer than other online casino games, they do allow you to play with small stakes on a wide variety of slots. Slots with a jackpot offer a larger prize pool, so let’s have a look at those next.

Jackpot slots

The main difference between regular online slots and jackpot slots is that the former have a lower maximum payout. With jackpot slots, however, there are larger top prizes, sometimes offering up to a seven-digit win on just a single spin.

While 'jackpot' can refer to a fixed huge cash prize awarded during jackpot games, the term is also used to describe progressive slot games. For fixed jackpot slots the size of the jackpot is, well, a fixed amount. With a progressive slot, the size of the jackpot increases each time a player places a bet on the game. Progressive jackpot slots are a great way to add to your online gambling experience. These games can offer some of the most exciting experiences of all casino games, as they provide you with the chance to win the biggest payouts you'll find online.

Online roulette

Online roulette games consist of a wheel with spaces that are either red or black and are numbered from 1-36. This popular game is easy to learn and even easier to play. All you need to do is predict where the ball will land and place your bet. The roulette wheel then spins, and if it lands on where you placed your bet, you win.

You may think that only one variant of roulette exists in online casinos, as this is typically the case at real-world casinos. However, at William Hill Canada, you’ll find multiple variants available, including a European version with one zero, and an American version with two. You’ll also find a French version that offers slightly improved odds if you bet on an even-money proposition.

Online blackjack

To win at online blackjack, you need a higher number than the dealer without exceeding 21. You are dealt two cards and can ask for another card as many times as you want before you reach 21.

One of the great things about playing online blackjack is the number of variants available. At a real-world casino, you’re restricted to just one or two games, but you'll find more here at William Hill Canada, including Blackjack Scratch, Royale Blackjack, and Blackjack Super 21.

Live casino games online

This is where online casino technology really comes into its own. Some players enjoy the thrills provided by a real-life casino but also enjoy the convenience of playing online. Live casino offers the ultimate experience to these players. The only difference between playing live casino at home and playing at a land-based casino is that with the former, the action is live-streamed to your device.

You’ll be playing at real tables, with real cards, and with real croupiers dealing your cards or spinning the wheel. Depending on the game, you'll also be playing with other players from all over the globe. With the ability to enjoy live chat with both players and the dealer, live casino offers a fantastic opportunity to enjoy an immersive experience while playing your favourite casino games online.

Enjoy free online casino games with casino bonuses

An online casino bonus is a great way to boost your balance with extra funds and make playing your favourite online slots even more fun. Casino bonuses come in a number of different forms and are applicable to a variety of online casino games.

Almost all casinos bonuses are subject to their own terms and conditions, but what you get back is certainly worth it. If you look at our current bonuses, you’ll see our welcome offer, along with any other offers we may have available. There isn’t a one-size-fits-all bonus, so just make sure to keep your eye on our bonus page in order to enjoy our selection of games the fullest.