Live Baccarat

We offer eight deck Live Baccarat with a live dealer and a real Baccarat table, with up to 7 players at the same table. The deck is shuffled when there is about two decks left in the shoe. We use standard Baccarat rules.

If you are not familiar with Baccarat, proceed straight to the Baccarat Rules. Return to this page after you have learned the rules.

To play the game:

• There is probably a game round in progress at the moment you enter. Please wait until the current game round is finished. You can then place your bets.
• Click on a chip of desired value to select it. Then move your cursor over the Baccarat table and click on either the Player, Banker or Tie bet area to place your bet there. Clicking the Side bets bar opens the side bet areas. Every click on a bet area adds one chip to the bet. Select another chip if you wish to increase the bet by some other amount. Right clicking on the area removes one chip. You can place several chips into several areas at the same time.
• You have a limited amount of time from the moment a round is started to place a bet. Then the next round is dealt and if your bet wins, you receive your winnings. You can skip a turn by simply not placing any bets on the table. When finished placing your bets, click the Confirm button.
• Before the start of each round, one card will be drawn from the deck face down and "burned" (discarded).
• The game contains the Player Pair, Banker Pair, Perfect Pair, and Either Pair, Big and Small side bets. For rules, see the Side Bets section below.

Side bets

A side bet is a wager you can make beyond the regular game bets on Player, Banker or Tie. Side bets can only be placed during the first betting round. The following is a description of the available side bets:

Player Pair / Banker Pair / Either Pair / Perfect Pair / Big / Small

The side bet rules are the following:

• The Player Pair, Banker Pair, or Either Pair side bets win according to the payout table if the first two cards drawn by the dealer form a pair on the respective position.
• The Perfect Pair side bet wins according to the payout table if the first two Player or Banker cards form a pair of the same suit, for example a pair of 7 of Diamonds.
• The Big side bet wins according to the payout table if the total number of cards dealt between Player and Banker is 5 or 6.
• The Small side bet wins according to the payout table if the total number of cards dealt between Player and Banker is 4.
• The side bet is not associated with the regular game bets. You can wager a regular game bet on the Player position but a side bet on the Banker Pair, and vice versa.
• You can also place side bets without placing any regular bets.

 

Tip:

You have the option to give a tip to the dealer. To give a tip, place chips on the "Tip" stack (same as placing a bet), and click Confirm. Click Cancel to close the tip stack.

Game window:

The top half of the game window contains three panels.

In the center is the video feed of the dealer. Click on the button in the top left corner of the panel to hide the video feed the video feed is stopped. Click the same button to show it again. In the top right corner of the panel is a connection strength indicator which shows the quality of the video feed. Click on the numbered buttons to switch between video feeds.

On the right and left of the video feed are panels for game information. At the top of the left panel you can see your bet and win amounts for the last round in which you played. You can see the name of the table and the dealer at the top of the right panel.

In the Chat tab, enter your message into the text field at the bottom of the panel and click Send. Your message will appear along with others in the middle of the panel.

Info tab shows the current server time and the game rounds unique ID number, plus the minimum and maximum total bet amounts.

• In case you join a table where a differential limit is applied, the Info tab also displays: Player bets - shows the total amount of bets placed on the Player position by all players participating in the game. Banker bets - shows the total amount of bets placed on the Banker position by all players participating in the game. Differential limit value - specifies the maximum amount by which the bets placed on Banker may differ from those placed on Player. The same value is displayed in the lobby. (For more information on differential limits, see the Differential Limit section below.)
• Limits tab shows the minimum and maximum limits for the main game and the six side bets: Player Pair, Banker Pair, Either Pair, Perfect Pair, Big and Small side bets.
• Personal tab shows how much you bet on different positions in the ongoing game.
• Total tab contains two kinds of statistics. Firstly, it shows how much all players at the table bet on different positions in the ongoing game. Secondly, it shows how many times a position has won within the current scoreboard (during the current shoe).

The game window title bar contains Table-Shoe-Game information: table name, the number of the shoe, and the number of the game within the shoe.

Changing seats:

When you join a live game table, you are automatically assigned a seat. If you want to change to a different seat (and it is free), wait for the end of a round. Then, click the Change seat button . The bet areas of free seats will be highlighted. Click on a bet area to take that seat.

Score cards

The lower part of the game screen contains five baccarat score cards. Each score card marks the game results, using a different pattern. More specifically, the difference lies in the starting point and the results marked. Each player can choose his favourite score card. When moving the mouse cursor to the area of any score card, you can see the name of the score card as a tooltip. A new score card is started along with every shoe change. Signs on the score cards carry the following meanings:

• Red circle - the banker won that round.
• Blue circle - the player won that round.
• Green slash - the round ended in a tie.

Note: The results of a maximum of 50 games are shown.

Straight score cards

The straight score cards are the following: Big Road, Big Eye Road, Small Road, and Cockroach Road.

The following views are possible:

• Big Road score card only, collapsed mode.
• Big Road score card only, expanded mode.
• All four score cards: Big Road, Big Eye Road, Small Road, and Cockroach Road, expanded mode.
• Only Big Eye Road, Small Road, and Cockroach Road, collapsed mode.

In general, the score cards allow you to see streaks for either the player or the banker. Wins of the same side, and ties, are shown in one column. Whenever the other side wins, a new column is started. Ties do not break a column because non-tie bets are returned to the player in the event of a tie. Thus, if a tie occurs, you do not lose any money.

You can use the following buttons to change the score card you are viewing:

• Last - see the scores for the last shoe.
• Last-1 - see the scores for one shoe before the last one.
• Current - see the scores for the current shoe.
• Total - see the scores for all the above-mentioned shoes.
• Expand/collapse - toggle between the expanded and collapsed modes.
• Change view - toggle between views: Big Road vs Big Eye Road, Small Road, and Cockroach Road. Also toggle between views: Bead Road vs. Big/Small score card.
• Vertical arrows - scroll the Big Road score card vertically. If scrolling is necessary to display the last game result, the score card is scrolled automatically. Other score cards are not scrollable even if the results do not remain fully visible.
• Horizontal arrows - all visible score cards are horizontally scrollable at the same time.
• B - briefly shows what the scoreboard would look like if the next result were Banker.
• P - briefly shows what the scoreboard would look like if the next result were Player.

Full score card (Bead Road)

The Bead Road score card is smaller and is located on the bottom right side of the screen. It shows you the results of the rounds sequentially. The top left cell is the earliest result, the one below it is the next earliest, and so on. When the bottom cell is reached, the next round is recorded in the top cell of the next column.

• In addition to the markings described above, the Bead Road score card shows you the winning hand's point total.
• A red dot in the top left corner of a cell means the banker had a pair. A blue dot in the bottom right corner of a cell means the player had a pair.

The Bead Road score card can be toggled to show the Big/Small score card instead. The Big/Small score card is similar to the Bead Road score card. It shows you the Big and Small side bet results of the rounds sequentially. The top left cell is the earliest result, the on below it is the next earliest, and so on. When the bottom cell is reached, the next round is recorded in the top cell of the next column.

• A circle with the letter B inside means the amount of cards dealt between the Banker and Player in that round was 5 or 6. A circle with the letter S inside means the amount of cards dealt in that round was 4.

Score cards further explained

All the score cards described below are derived from Big Road. The following is an example of a set of results recorded on a Big Road score card. All other score card examples given below are based on this specific one:

Big Eye Road

The arrows illustrate how Big Eye Road is generated from Big Road.

The resulting Big Eye Road looks as follows:Starting point

The starting point corresponds to cell B2 on the Big Road score card, which is the second result (hand) after the first change in the game. If B2 is empty, the starting point is A3.

Marking the results

• For marking any row but A in any column, including the starting point, the cell on the same row of the previous column is examined.
  • If that cell contains a result, the cell in Big Eye Road is marked in red.
  • If that cell is empty, the cell in Big Eye Road is marked in blue. Note that this is the first cell with no corresponding result in the previous column.
  • All the cells in the same column after the first cell with no corresponding result in the previous column are marked in red in Big Eye Road.
• For marking row A in any column, including the starting point, meaning that the game result has changed, two previous columns are compared. If the number of results in these is equal, the cell in Big Eye Road is marked in red. If the number of results is not equal, the first cell in Big Eye Road is marked in blue.

Note that

• every change in the colors in Big Eye Road starts a new column.
• tie results do not change anything.

Small Road

The arrows illustrate how Small Road is generated from Big Road.

The resulting Small Road looks as follows:

Starting point

The starting point corresponds to cell B3 on the Big Road score card, which is the second result (hand) after the second change in the game. If B3 is empty, the starting point is A4.

Marking the results

• For marking any row but A in any column, including the starting point, the cell on the same row of the second previous column is examined.
  • If that cell contains a result, the cell in Small Road is marked in red.
  • If that cell is empty, the cell in Small Road is marked in blue. Note that this is the first cell with no corresponding result in the previous column.
  • All the cells in the same column after the first cell with no corresponding result in the previous column are marked in red in Small Road.
• For marking row A in any column, including the starting point, meaning that the game result has changed, the previous column and the second column before that are compared. If the number of results in these is equal, the cell in Small Road is marked in red. If the number of results is not equal, the first cell in Small Road is marked in blue.

Note that

• every change in the colors in Small Road starts a new column.
• tie results do not change anything.

Cockroach Road

The arrows illustrate how Cockroach Road is generated from Big Road.

The resulting Cockroach Road looks as follows:

Starting point

The starting point corresponds to cell B4 on the Big Road score card, which is the second result (hand) after the third change in the game. If B4 is empty, the starting point is A5.

Marking the results

• For marking any row but A in any column, including the starting point, the cell on the same row of the third previous column is examined.
  • If that cell contains a result, the cell in Cockroach Road is marked in red.
  • If that cell is empty, the cell in Cockroach Road is marked in blue. Note that this is the first cell with no corresponding result in the previous column.
  • All the cells in the same column after the first cell with no corresponding result in the previous column are marked in red in Cockroach Road.
• For marking row A in any column, including the starting point, meaning that the game result has changed, the previous column and the third column before that are compared. If the number of results in these is equal, the cell in Cockroach Road is marked in red. If the number of results is not equal, the first cell in Cockroach Road is marked in blue.

Note that

• every change in the colors in Cockroach Road starts a new column.
• tie results do not change anything.

Buttons:

Rebet	Place the same bet as in the previous round and confirm it.
Clear Bets	Clear the table of your bets.
Confirm	Click here when you have placed all your bets to confirm your bets - without confirmation your bets don't count.

The lower edge of the game window holds the casino toolbar. It contains the following:

• Current balance: Your account balance. This is the money you can use to play the casino games.

• Cashier: Clicking this button opens the Cashier window, where you can make deposits and withdrawals, see your transaction history, etc.

• Play for Real Money: This button appears only in Fun or Offline Mode. Clicking it will take you to the Real Money account creation page. If you already have a Real Money account, it will take you to the Play for Real Money login screen.

• Chat: Clicking this button will activate the black strip to the left of it, turning it into a text box. Enter a message and click Chat again. A separate chat window will open. Please note: You can only talk to other players in multiplayer games.

• Menu: Three popular functions are united under the Menu. Clicking History (unavailable in Offline mode) will open the game history window, where you can see the details of recent game rounds.

Options allows you to change audio quality and various gameplay settings, and Help opens the help article that you are reading right now.

Online Support lets you contact a customer support specialist, if one is online.

• Close/Lobby: Clicking this button closes the game window and takes you back to the Lobby. If you have Multiwindow support enabled (games are opened in new windows), the button will say Close. If Multiwindow support is disabled (games are opened in the same window as the Lobby), the button will say Lobby. You can enable or disable this feature in the Options window.

Shortcut keys

If you wish, you can press the following keys on your keyboard instead of clicking on the buttons on the screen.

Press this key		To do this
TAB		Tab between the buttons on the screen.
ENTER		Click the button that is currently highlighted.
SPACEBAR		Place your previous bet (same as the Rebet button).
Number keys		Select a chip. Different number keys select different chips. The number of functioning keys depends on the chips allowed for the current player and can be subject to change.
ESC		Exit the game and go back to lobby.

Note on large wins: Winning amounts of $10,000 or more are considered large wins. Large wins need to be verified by a live operator.

Note on malfunctions: A malfunction voids all pays and plays.

Disconnections

If you are disconnected from the game due to a connection problem, your bets are recorded and paid out according to the results of the round. You can view the results of the round in the game history.

Differential limit

Differential limits are highly specific to baccarat games. A differential limit defines the maximum amount by which the bets placed on the Banker position may differ from those placed on the Player position. These limits apply for a game table. The differential limit value that has been set to a game table can be seen from the casino lobby. The number of players at the table and the amounts wagered per table are not limited for as long as the differential limit is not exceeded.

In the betting rounds, you can start placing your bets as you wish. Do not forget to follow your personal minimum and maximum limits. If, for example, a bet exceeds the differential limit on the Player position, the game blocks this position for further bets and allows bets on the Banker only, until the balance is regained. This does not concern Tie bets.

 

Live Baccarat Rules

The object of baccarat is to obtain a hand with a point total closest to 9. Aces count as one; 2 through 9 as their face value; tens and picture cards count as zero. If the value of the hand is ten points or more, subtract ten, and the remainder is the baccarat point value of the hand. For example: 7+6=13=3 and 4+6=10=0

Place your wager on the banker's hand and/or on the player's hand and/or on a tie. The player and the banker are then each dealt a two-card hand. In certain cases, a third card is dealt to the player or the banker or both (Third Card Rules). Cards are dealt from a shoe that holds 6 decks of cards. The decks are shuffled each round.

The player closest to 9, wins.

If you bet on the player and the player wins, you are paid 2 for 1 winnings on your bet.

If you bet on the banker and the banker wins, you are paid 2 for 1 minus 5% bank commission (vigorish).

If both the player's hand and the banker's hand have equal totals, the game result is a 'tie'. If you have placed a bet on the 'tie' field, your payoff is 9 for 1. Non-tie bets are returned to you if a tie occurs.

Third Card Rules

The following baccarat rule chart governs when the player and/or the banker will automatically be dealt (i.e. "draws") a third card in the baccarat game:

Player

Point Value of First Two Cards:
0 - 1 - 2 - 3 - 4 - 5	Draws a card.
6 - 7	Stands.
8 - 9	"Natural hand", no further draw.

If the player stands, then the banker hits on a total of 5 or less. If the player does hit then use the table below to determine if the banker hits or stands.

Banker

Point Value of First Two Cards:	Draws when the player's third card is:	Does not draw when the player's third card is:
0 - 1 - 2	Always draws a card.
3	0 - 1 - 2 - 3 - 4 - 5 - 6 - 7 - 9	8
4	2 - 3 - 4 - 5 - 6 - 7	0 - 1 - 8 - 9
5	4 - 5 - 6 - 7	0 - 1 - 2 - 3 - 8 - 9
6	6 - 7	0 - 1 - 2 - 3 - 4 - 5 - 8 - 9
7	Always stands.
8 - 9	Player cannot draw.	Player cannot draw.

Important note: If either the player and /or the Banker has a total of 8 or 9, they both stand. This Rule overrides all other rules.